Student Loan Debt Relief Tax Credit for Maryland State Employees

The Maryland Higher Education Commission (MHEC) encourages you to apply for the Student

Loan Debt Relief Tax Credit, a benefit that helps state employees reduce their student loan debt.

The application period is now open for the 2025 tax year.

APPLICATION PERIOD

Completing the brief application could result in a significant tax credit, helping you paying down

your existing student loan balances. Many Maryland state employees have received the credit,

and many have received the maximum credit of $5,000.

ELIGIBILITY REQUIREMENTS

Must be a Maryland resident for the 2025 tax year.
Must file Maryland state income taxes for the 2025 tax year.
Must have incurred at least $20,000 in undergraduate and/or graduate student loan debt.
Must have a minimum of $5,000 in outstanding student loan debt at the time of application.
Recipients of the tax credit must demonstrate that the entire amount awarded was directly applied to eligible student loan payments.

TO APPLY

Don’t miss out on this opportunity to significantly reduce your student loan debt.

Posted: August 4, 2025, 10:06 AM

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